Hello and thank you for visiting!

I have worked in the financial industry for 17 years.  With my extensive financial background, I am able to look at my clients overall financial situation and how that affects their lives.  This experience, coupled with a love for people and personalized service has helped elevate me to a place where I have more to offer my clients.

Being an active leader in my profession and my community, I am driven by a love for the people and places that I serve.

I believe through the proper analysis I can assist my clients with their mortgage financing and financial goal setting as well as wealth building and management.

I have developed a team approach, to assist my clients for life in their financial goals.

I believe in holding the highest level of honesty and integrity,   I believe in building relationships for life. 

I am an active member in my community, involved with Pleasanton Rotary, Pleasanton Chamber of Commerce as an ambassador, and I have a passion for giving back to the community.  My community has supported me through growing my business as well as awarding me the honor of Mrs. Pleasanton~California 2004.

I am here to help my clients reach their financial potential!!!!

90% of my business is referral business from people just like you.

I can help you find the best loan, the best realtor and the best lifestyle.

Whether you are buying a home, searching for a home, selling a home or planning your life's goals, I invite you to explore the depths of the resources I have available.

Please feel free to contact me by email or by phone.

Sincerely,

Julie Posey

The following is an interview with Julie Posey conducted by a Z57 internet solutions consultant.

Architecture:

Describe to me what makes the style of homes and property in your area unique.

Arts & History:

What is your favorite landmark in the area?  What is the history behind it?

Ocean Beach!  I grew up surfing at Ocean Beach in San Francisco right underneath the Cliff House restraint that was recently refurbished.

What museum or park do you recommend I visit first?

The Blackhawk Auto Museum

Describe things I may see and/or do there.

The Blackhawk Museum has all types of automobile on display from the first automobile to present

What type of, and where can I go, to enjoy the performing arts?

 Pleasanton Play House in Pleasanton California

How would you describe the landscape of the land?

Pleasanton has both flat land and hills surrounding the perimeter.  It has diverse vegetation.

What seasons of the year do you enjoy most?

Business:

What type of Industry and Business fuel the local economy?

Management/Professional 6,222 36% 17,543 52.2% Service Occupations 5,013 8% 2,912 8.7% Sales and Office Occupations 1,428 29% 9,611 28.6% Farming, Fishing, Forestry 168 1% 15 0% Construction 1,920 14% 1,585 4.7% Production, Transportation 2,501 11% 1,942 5.8%

Information is derived from the Pleasanton Chamber of Commerce dated 7/28/05

Dining:

What are some of your favorite places to go if casually dining out?

Mimi’s Café in Dublin, Macaroni Grill in Dublin, Strizzi’s on Main Street in Pleasanton and Vic Al-star Café and Dean’s on Main Street in Pleasanton.  Since I am focused on health my husband and I enjoy eating at Sweet Tomato on Hopyard in Pleasanton.

What are some of your favorite places to go if celebrating a special occasion?

One of my favorite location is the Sunol Valley Golf Course, this is because my husband and I were married their in a few years ago. 

 Bruno’s on Main Street in Pleasanton, Haps in Pleasanton and Bridges in Danville.

What is a common fast food that I may not find in other areas of the country?

Not too uncommon but one hot fast food restraunt is In and Out Burger.  They make a great burger. What you will not find in many places is a drive in/drive thru dairy "MeadowLark Drive In Dairy" 57 West Neal Street in Pleasanton, Milk & dairy on the run!~!!

Growth:

How would you describe the growth of your community?

 Pleasanton is growing not only in population but in out reach programs to the community.  More and more people become involved in our local community. 

History:

Does your area have a unique history?

 Two hundred fifty years ago, meadowlarks graced our valley with their beautiful songs. They were joined by elk, grizzly bears, cougars, salmon, coyotes, reptiles of all kinds, a true cornucopia of wildlife. Oak trees, sycamores, buckeyes, California bunch grass surrounded a large lagoon which nourished tulles, sedges and a myriad of aquatic life.

The Ohlone Indians habituated on the Pleasanton Ridge over 4,000 years ago.  In 1872 the Spanish settled in Pleasanton.

Over the years, Pleasanton has grow to be a strong community, a community that cares for each other, always willing to lend a hand and get involved.

Landmarks:

What are your favorite "natural" landmarks in your area?

 My favorite natural landmark is the Pleasanton ridge.  The ridge provides nice hiking trails, fresh air and great views. 

What are your favorite "manmade" landmarks in your area?

 My favorite manmade landmark is the mall.  The Pleasanton Mall has various shops and restrauntes.  During Christmas time the center of the mall is decorated as the North Pole with Santa, the elves and of course the reindeer. 

Nature:

What type of wildlife thrives in your area?

 In my neighborhood it seems as though we have a range of birds, from pigeons, to humming birds and even bats.  Raccoons do grace us with their presence from time to time, and man’s best friend, yes the dog.  Pleasanton has lots of the family pet, with a dog park and all.

Nightlife:

Where can I enjoy your area's nightlife?

Pleasanton, Dublin and San Ramon all have nightlife.  You can shop, eat out and watch a movie at the Hacienda shopping center in Dublin.  If you are looking for dancing you can enjoy Aura, a new night club in Pleasanton and then there is Shboom’s recently relocated to San Ramon. 

Recreation:

What are some of the outdoor activities people in your area typically enjoy?

Sports:

What professional sports teams can I cheer for?

A)     Professional:  In the bay are the two baseball teams are the A’s in Oakland, California and the Giants in San Francisco.   Football teams in the Bay Area are the Oakland Raiders and the San Francisco 49ers.  The do have a hockey team in San Jose, The San Jose Sharks.

Shopping:

Where do you recommend I do my department store shopping?

 In Pleasanton, California you can enjoy the Stoneridge Mall for all your shopping needs.  You can also go to the Nordstrom’s mall in San Francisco, for great shops. 

Where do you recommend I do my home shopping?

In the Tri-Valley are you can shop at the Hacienda shopping center for clothing, books and other house hold items.  For grocery shopping in Pleasanton, California I recommend NobHill Foods on Santa Rita Rd.  For Dublin I recommend the Safeway on Tassajara Rd and on Dublin Blvd.   

Are there any unique villages or strip malls for me to spend my Sunday?

 Pleasanton downtown on main street has a great atmosphere and fun boutique shops.  There is great food and fun on Main Street in Pleasanton.

Where would you buy a new pair of shoes?

 Shopping in the Bay Area for shoe can give you lots of options.   My favorite is the Great Mall in Milpitas; you can also go to the Pleasanton Mall on Stoneridge, the Nordstrom’s Mall in Walnut Creek and the Nordstrom Mall in San Francisco.

Tourist Attractions:

Parks?

 The Bay Area has a number of fun  Tourist attractions, everyone knows Great America Parkway in Santa Clara; The water park in Concord is the Water World, Shadow Cliff in Pleasanton, Six Flags Marine World in Vallejo. 

Shopping?

 Again, my favorite places to shop are at the Pleasanton Mall and the Nordstrom’s Mall in San Francisco.

Etc…?

Below are some questions that will help your visitors learn about "who" you are.  Here's what I'm looking for:

INFORMATION REGARDING: 

     Availability Community Involvement   Experience   Family  
Hobbies   Passion for RE   Language Travel 

1)      

Availability:

Are there times and/or days you find yourself unavailable?

 No, because of the services available on this website I am available 24 hours a day, 7 days a week.  This website is an ever evolving virtual me and you will constantly find new and fresh information on this site. 

Is there a certain type of client you're looking for?

I am able to service clients in many states, please ask.   I am looking for client that would find value in my services and desires excellence in service.  Some of the service that I provide to my clients of all real estate levels are access to over 400 lenders and hundreds of loan programs for clients looking to purchase their first home or their trophy home.  I have access to mortgage loan programs such as Adjustable 3/1, 5/1, 7/1, 10/1 with interest only options.  Fixed programs 30 year with interest only options, 20 year and 15 year fixed.  I also help clients with home equity lines of credit and home equity loans with stated income programs.  I have been able to help clients purchase million dollar home with stated income and stated assets with only 10% down payment.   I provide creative financing for W2 employees and self-employed individuals. 

What do you feel you offer that's different from everybody else (avoid "customer service")?

I am a relationship based consultant.  I pride myself on my ability to use creativity allowing me to get loans approved.  I also sit down with my clients to evaluate their overall financial goals and objectives

2)       Community Involvement:

Are you a member of any local clubs/boards?

(Chamber, Rotary, Women's Council of Realtors, etc.)

 I am a member of the Pleasanton Chamber, an Ambassador with the Pleasanton Chamber; I am also a member of the Pleasanton Rotary.  I believe in giving back to the community that gives to me. 

Have you ever done anything that's made a big impact on the community?

 In Pleasanton, through the Pleasanton Rotary I head up a group called interact.  Interact is a junior rotary group for students at Amador Valley High School.  I provide guidance to the youth, since the youth is our future. 

3)       Experience:

When did you first get into real estate?

 I got into the real estate industry in 1997.  I worked for Bank of America for 5 years handling my client’s financial needs from mortgage loans, equity lines of credit to investments.  While at Bank of America I held my Series 6/63 license, my Life Insurance License and my Annuity License.  From Bank of America I worked for Wells Fargo as a Mortgage Consultant for about two years.  I am currently working for Diablo Funding in Pleasanton.  As a broker, it allows me to provide a higher level of service and home loan products to my clients.

Do you have any credentials?

 I currently hold a California Real Estate License and my Notary License.

What work did you do before real estate?

I have worked in the financial industry for 15 years.  I started out as a teller for WestAmerica Bank in Novato California.  I moved up with in the banks and eventually managed US Bank in Tahoe City, Lake Tahoe California.   

Did it have an influence on you when choosing to get into real estate?

 While working in the financial industry, I realized that the Tri-Valley, Bay Area and Pleasanton could provide me with a great opportunity working as a Mortgage Consultant. 

5)       Hobbies:

Other than real estate, what else interests you?

 I grew up in California, and I consider myself a California girl.  I grew up surfing, skiing swimming and water skiing.  I love to be active.  Currently I work out 1-2 times a day in a local gym in Pleasanton.  I enjoy being active.

Where do you go to enjoy your personal activities?

 As far as surfing in the bay area, I enjoy surfing in Half moon Bay, San Francisco and Sausalito oh and of course Stinson Beach.  Skiing I usually ski in Tahoe or Bear Valley in the Sierra’s and swimming, anywhere there is water, lakes, and pools.  For Water Skiing I like Lake Don Pedro, New Melones are my favorites.

What was something you are tremendously proud to have done?

 I am part of a group in Pleasanton that goes to Mexico and builds a home for a needy family.  The community is called Corazon and the families have to earn the house through other community service activities.  It is so nice to give back to the community and help those that are less fortunate.

6)       Passion for RE:

What do you specifically love about real estate?

 Real Estate in California is ever changing.  I love assisting my life long clients with each home purchase and refinance.  I love building wealth through real estate and California is the place to be.

Describe your best transaction and that customer?

I would have to say it was a life long client of mine purchasing a $1,650,000 home.  He has several investment properties in Nevada, so I did a little creative financing.  I refinanced both of his investment properties to lower his monthly payments and take cash out of the home.  Then I was able to get him a stated income loan for 80% of the value a $1,320,000 with out income verification.  Through my contact and my experience I was able package the loan in such a manner that the loan got approved.   Since then he has recently moved into his home.

I pride myself on my experience and my creativity as well as customer service.  With jumbo loans, one needs to look out side of the box and come up with creative ways to put the loan package together.   

What was the nicest thing a customer every said to you?

 One of my top clients said, “You made a difference for us.  You have and continue to make me feel as I am your only client and that I am special.  You take the time and effort to do a wonderful job and we are so thankful for your assistance.”

7)       Language:

Do you speak any other languages?

 No, only English.

8)       Travel:

Where have you traveled in the past?

 I am a native California.  I usually stay within California, Arnold, Tahoe, and Los Angeles.  Everyone loves Disneyland, right?  Oh, but I do love Hawaii, Maui.  What isn’t to love about the tropical water? 

If you had to move to another city anywhere in the nation, where would it be?

 I would move to San Diego.  I love the weather, since I do surf.  It is close to Los Angeles and I am involved in acting and commercials.  There is so much to do in Southern California; I think it would be a great place to live.